Now Account
Features:
- Free Online Banking
- Free Mobile Banking
- Free eStatements with check images
- MasterCard ATM/Debit Card ($10 initial fee and subject to qualification)
Now Account
Entities organized or operated to make a profit, such as corporations, partnerships, associations, business trusts, or other organizations may not maintain NOW accounts. Deposits of an individual used in the individual's business (including a sole proprietorship or an individual doing business under a trade name) may be maintained in a NOW account in the individual's name or in the DBA name.
A service charge fee of $0.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the minimum daily balance falls below $300.00 during the statement cycle.
Rate Information - Your interest rate and annual percentage yield may change.
Frequency of rate changes - We may change the interest rate on your account at any time.
Determination of rate - At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency -Interest will be compounded every month. Interest will be credited to your account every month.
Minimum balance to open the account - You must deposit $1,000.00 to open this account.
Minimum balance to avoid imposition of fees - A minimum balance fee of $5.00 will be imposed every monthly statement cycle if the balance in the account falls below $1,000.00 any day of the monthly statement cycle. (This fee is waived if you have a club account).
Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a periodic rate to the principal in the account for each day.
Accrual of interest on non-cash deposits - Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
Fees: A service charge fee of $0.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the daily balance falls below $1,000.00 any day during the statement cycle. (This fee is waived if you have a Club account).
Super Now Account
Entities organized or operated to make a profit, such as corporations, partnerships, associations, business trusts, or other organizations may not maintain NOW accounts. Deposits of an individual used in the individual's business (including a sole proprietorship or an individual doing business under a trade name) may be maintained in a NOW account in the individual's name or in the DBA name.
A service charge fee of $0.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the minimum daily balance falls below $300.00 during the statement cycle.
Rate Information - Your interest rate and annual percentage yield may change.
Frequency of rate changes - We may change the interest rate on your account at any time.
Determination of rate - At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency -Interest will be compounded every month. Interest will be credited to your account every month.
Minimum balance to open the account - You must deposit $5,000.00 to open this account.
Minimum balance to avoid imposition of fees - A minimum balance fee of $5.00 will be imposed every monthly statement cycle if the balance in the account falls below $5,000.00 any day of the monthly statement cycle. (This fee is waived if you have a club account).
Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
Daily balance computation method - We use the daily balance method to calculate the interest on your account.
Accrual of interest on non-cash deposits - Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
Fees: A service charge fee of $0.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the daily balance falls below $5,000.00 any day during the statement cycle. (This fee is waived if you have a Club account).