Hometown Community Bank Website
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ANNOUNCEMENT: Only the drive-up will be open until further notice in our Currie Office. We apologize for any inconvenience.

Currie

141 Mill Street
PO Box 176
Currie, MN 56123
507-763-3262

Okabena

117 S. Minnesota Ave
PO Box 67
Okabena, MN 56161
507-853-4421

Now Account

Features:

 

Now Account

Entities organized or operated to make a profit, such as corporations, partnerships, associations, business trusts, or other organizations may not maintain NOW accounts. Deposits of an individual used in the individual's business (including a sole proprietorship or an individual doing business under a trade name) may be maintained in a NOW account in the individual's name or in the DBA name.

A service charge fee of $0.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the minimum daily balance falls below $300.00 during the statement cycle.

Rate Information - Your interest rate and annual percentage yield may change.

Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of rate - At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency -Interest will be compounded every month. Interest will be credited to your account every month.

Minimum balance to open the account - You must deposit $1,000.00 to open this account.

Minimum balance to avoid imposition of fees - A minimum balance fee of $5.00 will be imposed every monthly statement cycle if the balance in the account falls below $1,000.00 any day of the monthly statement cycle. (This fee is waived if you have a club account).

Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - We use the daily balance method to calculate the interest on your account. This method applies a periodic rate to the principal in the account for each day.

Accrual of interest on non-cash deposits - Interest begins to accrue on the business day you deposit non-cash items (for example, checks).

Fees: A service charge fee of $0.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the daily balance falls below $1,000.00 any day during the statement cycle. (This fee is waived if you have a Club account).

 

Super Now Account

Entities organized or operated to make a profit, such as corporations, partnerships, associations, business trusts, or other organizations may not maintain NOW accounts. Deposits of an individual used in the individual's business (including a sole proprietorship or an individual doing business under a trade name) may be maintained in a NOW account in the individual's name or in the DBA name.

A service charge fee of $0.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the minimum daily balance falls below $300.00 during the statement cycle.

Rate Information - Your interest rate and annual percentage yield may change.

Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of rate - At our discretion, we may change the interest rate on your account.

Compounding and crediting frequency -Interest will be compounded every month. Interest will be credited to your account every month.

Minimum balance to open the account - You must deposit $5,000.00 to open this account.

Minimum balance to avoid imposition of fees - A minimum balance fee of $5.00 will be imposed every monthly statement cycle if the balance in the account falls below $5,000.00 any day of the monthly statement cycle. (This fee is waived if you have a club account).

Minimum balance to obtain the annual percentage yield disclosed - You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - We use the daily balance method to calculate the interest on your account.

Accrual of interest on non-cash deposits - Interest begins to accrue on the business day you deposit non-cash items (for example, checks).

Fees: A service charge fee of $0.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the daily balance falls below $5,000.00 any day during the statement cycle. (This fee is waived if you have a Club account).