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Phone Issues: Currie State Bank's phone provider in the Currie Office, VAST Broadband, is working on issues it is having with certain calls hitting Verizon towers that are not being connected successfully. CSB is aware of this issue and is in close contact with VAST. As an alternative form of communication during this time, you can email csbcustomerservice@curriestatebank.com if you're unable to get through with a phone call. We apologize for any inconvenience this may cause!

Now Account

Features:

 

Now Account

Entities organized or operated to make a profit, such as corporations, partnerships, associations, business trusts, or other organizations may not maintain NOW accounts. Deposits of an individual used in the individual's business (including a sole proprietorship or an individual doing business under a trade name) may be maintained in a NOW account in the individual's name or in the DBA name.

Compounding frequency - Interest will be compounded monthly.

Crediting frequency - Interest will be credited into this account monthly.

Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.

Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on noncash deposits - Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.

Minimum balance to open - The minimum balance required to open this account is $1,000.00

Minimum balance to obtain the disclosed annual percentage yield - You must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed annual percentage yield.

Minimum balance to avoid Service Charge-Maintenance Fee - A minimum balance fee of $5.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $1,000.00.

Deposit limitations - You may make an unlimited number of deposits into your account.

Fees and Charges - The following fees and charges apply to this account:

Service Charge Debit Items: A service charge fee $.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the minimum daily balance falls below $1,000.00 during the statement cycle. (This fee is waived if you have a Club Account.)

 

Super Now Account

Entities organized or operated to make a profit, such as corporations, partnerships, associations, business trusts, or other organizations may not maintain NOW accounts. Deposits of an individual used in the individual's business (including a sole proprietorship or an individual doing business under a trade name) may be maintained in a NOW account in the individual's name or in the DBA name.

Compounding frequency - Interest will be compounded monthly.

Crediting frequency - Interest will be credited into this account monthly.

Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.

Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on noncash deposits - Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.

Minimum balance to open - The minimum balance required to open this account is $5,000.00.

Minimum balance to obtain the disclosed annual percentage yield - You must maintain a minimum daily balance of $5,000.00 in your account each day to obtain the disclosed annual percentage yield.

Minimum balance to avoid Service Charge-Maintenance Fee - A minimum balance fee of $5.00 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $5,000.00.

Deposit limitations - You may make an unlimited number of deposits into your account.

Fees and Charges - The following fees and charges apply to this account:

Service Charge Debit Items: A service charge fee $.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the minimum daily balance falls below $5,000.00 during the statement cycle. (This fee is waived if you have a Club account.)