Now Account
Features:
- Free Online Banking
- Free Mobile Banking
- Free eStatements with check images
- MasterCard ATM/Debit Card (subject to qualification)
Now Account
Entities organized or operated to make a profit, such as corporations, partnerships, associations, business trusts, or other organizations may not maintain NOW accounts. Deposits of an individual used in the individual's business (including a sole proprietorship or an individual doing business under a trade name) may be maintained in a NOW account in the individual's name or in the DBA name.
Rate Information - Your interest rate and annual percentage yield may change.
Frequency of rate changes - We may change the interest rate on your account at any time.
Determination of rate - At our discretion, we may change the interest rate on your account.
Compounding frequency - Interest will be compounded monthly.
Crediting frequency - Interest will be credited into this account monthly.
Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.
Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits - Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
Minimum balance to open - The minimum balance required to open this account is $1,000.00
Minimum balance to obtain the disclosed annual percentage yield - You must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed annual percentage yield.
Minimum balance to avoid Service Charge-Maintenance Fee - A minimum balance fee of $5.00 will be imposed every monthly statement cycle unless you maintain a minimum average daily balance of $1,000.00.
Deposit limitations - You may make an unlimited number of deposits into your account.
Super Now Account
Entities organized or operated to make a profit, such as corporations, partnerships, associations, business trusts, or other organizations may not maintain NOW accounts. Deposits of an individual used in the individual's business (including a sole proprietorship or an individual doing business under a trade name) may be maintained in a NOW account in the individual's name or in the DBA name.
Rate Information - Your interest rate and annual percentage yield may change.
Frequency of rate changes - We may change the interest rate on your account at any time.
Determination of rate - At our discretion, we may change the interest rate on your account.
Compounding frequency - Interest will be compounded monthly.
Crediting frequency - Interest will be credited into this account monthly.
Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.
Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits - Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
Minimum balance to open - The minimum balance required to open this account is $5,000.00.
Minimum balance to obtain the disclosed annual percentage yield - You must maintain a minimum daily balance of $5,000.00 in your account each day to obtain the disclosed annual percentage yield.
Minimum balance to avoid Service Charge-Maintenance Fee - A minimum balance fee of $5.00 will be imposed every monthly statement cycle unless you maintain a minimum average daily balance of $5,000.00.
Deposit limitations - You may make an unlimited number of deposits into your account.