Privacy Policy

FACTS

What does Currie State Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and account transactions
• account balances and payment history
• credit history and transaction history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Currie State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Currie State Bank share?

Can you limit this sharing?

For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes- to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes- information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes- information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

For our marketing and promotional purposes- use of your mobile information with our affiliates or third parties

No

We don't share

Questions?

Call the Currie office at (507) 763-3262 or the Okabena office at (507) 853-4421

Who we are

Who is providing this notice?

Currie State Bank

What we do

How does Currie State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to nonpublic personal information about you to those employees who need to know to provide products and services to you.

How does Currie State Bank collect my personal information?

We collect your personal information, for example, when you

• Open an account
• Use your debit card
• Apply for a loan
• Make a wire transfer
• Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes- information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

States' laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

• Our affiliates include:
• Financial companies such as: Murrayland Agency, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

• Currie State Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Currie State Bank does not jointly market.