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Hometown Community Bank Website

Money Market Account


  • Earn interest as long as your account balance is $2,500.00 or over
  • Interest rates are tiered so higher balances mean higher interest rates
  • Free Online Banking
  • Free Mobile Banking
  • Free eStatements with check images

Rate Information - Your interest rate and annual percentage yield may change.

Frequency of rate changes - We may change the interest rate on your account at any time.

Determination of rate - At our discretion, we may change the interest rate on your account.

Compounding frequency - Interest will be compounded monthly.

Crediting frequency - Interest will be credited into this account monthly.

Minimum balance to open the account - You must deposit $2,500.00 to open this account.

Minimum balance to obtain the disclosed annual percentage yield - You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on non-cash deposits - Interest begins to accrue on the business day you deposit non-cash items (for example, checks).

Effect of closing an account - If you close your account before interest is credited, you will not receive the accrued interest.

Deposit limitations - You may make an unlimited number of deposits into your account.

Fees: An excess activity penalty fee of $10.00 will be charged for transactions (withdrawal, check paid, automatic transfer or payment out of this account) exceeding six total per month.