Our website requires some cookies to function properly. We do not use cookies for advertisements or tracking purposes. Learn MoreAccept
Hometown Community Bank Website

Certificates of Deposit

CDs are a great way to save money while earning a fixed amount of interest for a specific length of time. Whether you are looking into short term or long term CD options, we have whatever you may want to suit your banking needs.


  • Minimum deposit to open is $500.00 for all CDs except the 36 month Rate Changer which is $10,000.00.
  • Terms range from 3 months up to 60 months
  • View balances online
  • There are penalties for early withdrawal, depending on the term of your certificate

Currie State Bank offers the following Certificate of Deposit maturities:

  • 3-Month CD
  • 6-Month CD
  • 1-Year CD
  • 18-Month CD
  • 2-Year CD
  • 30-Month CD
  • 3-Year CD
  • 3-Year Rate Changer CD
  • 4-Year CD
  • 5-Year CD

** RATE CHANGER: You have the option during the 36 month term of this account to exchange this interest rate for a new interest rate. The new interest rate will be the interest rate we are then offering on new time deposits which have the same term and other features as the original time deposit. This exchange will be at no cost to you. If you make an exchange the maturity date of this account will remain the same as originally scheduled. You may exercise this option once during the original term for a three year Certificate of Deposit. Minimum deposit is $10,000.00 for a rate changer Certificate of Deposit.

EARLY WITHDRAWAL PENALTIES: A penalty may be imposed for withdrawal before maturity. If your account has an original maturity of one year or less the fee we may impose will equal three months interest on the amount withdrawn. If your account has an original maturity of more than one year the fee we may impose will equal six months interest on the amount withdrawn.