MasterCard Identity Check

Keeping your account safe and secure is our highest priority. We continue to partner with SHAZAM, our debit card processor, to implement additional authentication known as MasterCard Identity Check.

When both the online merchant and Currie State Bank participate in Mastercard Identity Check, the transaction will go through a risk-based authentication. As the cardholder, you’ll be asked to identify yourself by receiving a One-Time Passcode (OTP) via text message. Once received, you’ll enter this code on a checkout screen with SHAZAM’s logo. For this process to work smoothly, please call Currie State Bank to verify that we have your current mobile phone number in our system.

If an invalid OTP is entered in the checkout screen, the transaction will not be authenticated. If three (3) consecutive invalid OTPs are entered into the checkout screen, your card will be blocked. To unblock your card, please contact Currie State Bank at 507-763-3262 (Currie) or 507-853-4421 (Okabena).